I couldn't Believe that I will fall prey to BDO'S UNJUST WAYS TO DEPLETE MY SAVINGS ACCOUNT.
I used to have a BDO credit card but I STOPPED USING IT WHEN I HAD A RUPTURED BRAIN ANEURYSM WAY WAY BACK IN EARLY 2011. Sadly, after I had an operation for my ruptured brain aneurysm and was 50/50. I WAS BEDRIDDEN FOR A WHILE. I underwent physical therapy sessions and other check ups and was advised not to work anymore.
BDO: My Savings' Arch-Nemesis? A Rant About UNJUST WAYS THAT BDO IMPLEMENT
Okay, folks, let's talk about banks. Specifically, my bank, BANCO DE ORO (BDO). And let me tell you, sometimes I feel like they're actively trying to drain my savings account. I know, I know, banks aren't charities. They're businesses. But does it have to feel like they're nickel-and-diming me into oblivion?
I'm not going to pretend I'm a financial guru. I'm just a regular person trying to save a little bit of money.
For the first time in years, I got a letter from BDO a few minutes ago, informing me that they deducted 24, 773.62 from my savings account with them. This letter is out of the blue, I did not received any letters from BDO before this 2 letters simultaneously given to me by 2Go rider. I almost had a heart attack when I read BDO'S LETTERS.
I FELT SO BETRAYEDl. Maybe, this is how Andi Eugenman felt when she learnt about her bff's (aka fake friend) advise to her husband to abandon them.
BDO took a slice out of my already meager pie. And take note, I NEVER RECEIVED ANY DEMAND LETTER OR WHATEVER. I DID NOT USED THAT EXPIRED CARD. NEVER WHEN I WAS BEDRIDDEN. I WONDER WHAT FEES CONSTITUTE THAT 24K PLUS PLUS. MAYBE, "Service fees," "dormancy fees," "transaction fees," – it's a constant barrage of fees! It's like BDO is celebrating every time they get to deduct something.
I am now paranoid. Am I maintaining the minimum balance? Have I made a purchase using that expired credit card way back in 2011 while I was bedridden???? Is there some hidden fee lurking around the corner, waiting to pounce on my hard-earned cash? It's exhausting!
I understand that banks need to make money. But come on! Are these fees really necessary? Couldn't there be a more transparent and reasonable way to manage costs? It feels like they're preying on people who are just trying to save.
And don't even get me started on the "convenience" of online banking. Sure, it's convenient, but it also seems to open up a whole new world of potential fees. Accidentally click the wrong button? Fee. Transfer to another bank? Fee. Just breathe too loudly near your computer? Probably a fee. Okay, I'm exaggerating, but it feels like that sometimes.
I've tried calling customer service, but it's often a frustrating experience. Long wait times, generic responses, and ultimately, I'm left feeling like my concerns are falling on deaf ears. They explain the fees, sure, but they don't really address the feeling that I'm being bled dry.
So, here I am, venting my frustrations into the internet void. Maybe someone at BDO will actually read this. Maybe other people feel the same way. Maybe this will just disappear into the digital abyss.
But if you're out there, BDO, hear me: I get it, you're a business. But please, find a better way to make money that doesn't feel like you're actively trying to make my savings account disappear. There are other banks out there, and eventually, I might just reach my breaking point and take my (rapidly dwindling) savings elsewhere.
Anyone else feel this way? Let me know in the comments. Misery loves company, right? And maybe, just maybe, if enough of us complain, something might actually change. A girl can dream, can't she?
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